A clear journey
Every step is easy to understand, so you never have to guess what happens next.
Ours to send, theirs to receive
Send money home with confidence.
Fast, secure and reliable transfers across Africa. zathupay keeps every step clear, so you always know where your money is.
Be among the first to know when zathupay launches.
9:41
Send moneyGood morning, Themba
Send money
ZAR MWKLive rate
1 ZAR = 91.40 MWK
Send nowTrack transfer
To Blessing K.
- Sent
- In transit
- Out for delivery
- Delivered
How zathupay works
Three simple steps. One clear destination.
Sending money with zathupay is straightforward from start to finish.
1
Choose where to send
Select the destination and enter the amount you want to send.
Send money
ZAR MWKLive rate
1 ZAR = 91.40 MWK
Send now2
Review and confirm
Check the transfer details before you approve the payment.
You send
2,500.00 ZAR
They receive
228,600 MWK
Fee R 52 · 2.1% total cost
Mama · Airtel MoMo Malawi
3
Track its arrival
Follow the transfer and receive confirmation when the money arrives.
Track transfer
Transfer to Blessing K.
- Sent
- In transit
- Out for delivery
- Delivered
The zathupay app
Send in a few taps.
From live rates to arrival confirmation, everything happens in one clean, mobile-first app, built for the people you send to.
Live exchange rates
See exactly what your money is worth before you send a cent.
Costs up front
The fee and total cost are shown before you confirm, with no surprises mid-transfer.
Track every transfer
Follow each transfer from sent to delivered, with confirmation when it arrives.
9:41
Send moneyGood morning, Themba
Send money
ZAR MWKLive rate
1 ZAR = 91.40 MWK
Send nowTrack transfer
To Blessing K.
- Sent
- In transit
- Out for delivery
- Delivered
9:41
Send moneyYou send
2,500.00 ZAR
They receive
228,600 MWK
Fee R 52 · 2.1% total cost
Mama · Airtel MoMo
Why zathupay
Built around what matters most.
Clarity at every step
Know what you are sending, where it is going and what happens next.
A simpler way to send
A clean, mobile-first experience without unnecessary complexity.
Confidence after you tap send
Stay informed throughout the transfer journey.
Send money
ZAR MWKLive rate
1 ZAR = 91.40 MWK
Send nowTrack transfer
Transfer to Blessing K.
- Sent
- In transit
- Out for delivery
- Delivered
Made for real connections
Sending money is never only a transaction. It is support, care and possibility.
Clear transfer details
Review destination, amount and status before you confirm, with no surprises mid-way.
Arrival confirmation
Get an update when the money reaches the person it was meant for.
Your transfer. Clear from start to arrival.
When someone you love is waiting, every transfer matters. zathupay is built to make sending money home feel clear, simple and reassuring, from the moment you start to the moment it arrives.
“You send. They receive. Life moves forward.”
Status you can follow
Stay informed as your transfer moves from send to arrival, with updates along the way.
Support when you need it
Reach the zathupay team when you have a question about your account or transfer.
Where zathupay is going
Starting with the routes that connect families.
Our planned first corridors connect South Africa with Malawi, Zimbabwe and Mozambique, with more destinations to follow.
Corridor
South Africa → Malawi
Planned
Corridor
South Africa → Zimbabwe
Planned
Corridor
South Africa → Mozambique
Planned
You send
2,500.00 ZAR
They receive
228,600 MWK
Fee R 52 · 2.1% total cost
Mama · Airtel MoMo Malawi
South Africa
Malawi
Zimbabwe
Mozambique
Families first
Ours to send, theirs to receive
Cross-border
Clear and simple
South Africa
Malawi
Zimbabwe
Mozambique
Families first
Ours to send, theirs to receive
Cross-border
Clear and simple
Ready when you are.
Be first to experience zathupay.
Join the waitlist for launch updates and early access information.
Trusted stories from people who send.
“I needed something clearer than guessing whether the money had arrived. The zathupay journey just makes sense.”
T
Thandi M.
Sends to Malawi
“Supporting my family from South Africa used to feel stressful. Now I can follow each step with confidence.”
J
Joseph K.
Sends to Zimbabwe
“It feels human, not like a bank form. It is built for people who actually send money home.”
A
Amina R.
Sends to Mozambique
“I needed something clearer than guessing whether the money had arrived. The zathupay journey just makes sense.”
T
Thandi M.
Sends to Malawi
“Supporting my family from South Africa used to feel stressful. Now I can follow each step with confidence.”
J
Joseph K.
Sends to Zimbabwe
“It feels human, not like a bank form. It is built for people who actually send money home.”
A
Amina R.
Sends to Mozambique
“The destination matters. Knowing it arrives is everything when someone is waiting on the other side.”
D
David N.
Sends to Malawi
“Simple steps, clear confirmation. That is all I wanted, and what zathupay is building toward.”
G
Grace L.
Sends to Zimbabwe
“Sending money is how I show up for home. zathupay understands that it is more than a transaction.”
S
Samuel P.
Sends to Mozambique
“The destination matters. Knowing it arrives is everything when someone is waiting on the other side.”
D
David N.
Sends to Malawi
“Simple steps, clear confirmation. That is all I wanted, and what zathupay is building toward.”
G
Grace L.
Sends to Zimbabwe
“Sending money is how I show up for home. zathupay understands that it is more than a transaction.”
S
Samuel P.
Sends to Mozambique
“Supporting my family from South Africa used to feel stressful. Now I can follow each step with confidence.”
J
Joseph K.
Sends to Zimbabwe
“It feels human, not like a bank form. It is built for people who actually send money home.”
A
Amina R.
Sends to Mozambique
“The destination matters. Knowing it arrives is everything when someone is waiting on the other side.”
D
David N.
Sends to Malawi
“I needed something clearer than guessing whether the money had arrived. The zathupay journey just makes sense.”
T
Thandi M.
Sends to Malawi
“Supporting my family from South Africa used to feel stressful. Now I can follow each step with confidence.”
J
Joseph K.
Sends to Zimbabwe
“It feels human, not like a bank form. It is built for people who actually send money home.”
A
Amina R.
Sends to Mozambique
“The destination matters. Knowing it arrives is everything when someone is waiting on the other side.”
D
David N.
Sends to Malawi
“I needed something clearer than guessing whether the money had arrived. The zathupay journey just makes sense.”
T
Thandi M.
Sends to Malawi
Common questions and helpful answers.
zathupay is a cross-border money transfer brand built to help people send money to the people who matter most.
When the app is live, you will be able to download it from the Apple App Store and Google Play. Official download links will always be available on zathupay.com.
Available corridors will be shown in the zathupay app and on the website. New destinations will be added as they become available. Planned first corridors connect South Africa with Malawi, Zimbabwe and Mozambique.
The zathupay app will provide transfer updates and confirmation according to the status of your transaction.
zathupay is a Zenda product. Zenda is the wider product family, and zathupay is the customer-facing brand for cross-border transfers.
More than money moves.
A transfer can help put food on the table, cover a school expense, support a small business or bring peace of mind. zathupay helps you keep showing up for the people you care about, wherever home may be.
What you send carries more than value. It carries love, responsibility and hope.
